Your Housing Solutions ProCertified Affordable Housing
When the file gets declined, the client doesn't have to walk.
Every broker has clients who don't fit a conventional box: self-employed income, a recent credit event, a thin file. Instead of losing them, send them to us. We may be able to put them in a home through owner financing.
The clients you couldn't place.
If a client's file didn't work for a conventional or investor-style loan product, that doesn't mean they can't own a home. It usually just means they need a different path.
Declined or denied files
Income, credit, or documentation didn't fit the box. We look at the full picture: down payment, reserves, and stability.
Self-employed & 1099
Real income that doesn't show up cleanly on a conventional debt-to-income calculation.
Recent credit events
A foreclosure, bankruptcy, or rough stretch that a traditional lender won't look past yet.
A simple referral, handled with care.
You stay the trusted advisor. We handle the rest, and keep you in the loop.
You refer the client
A quick note with their basic situation is all we need to start.
We review their position
We look at down payment, income, and reserves to see if owner financing fits.
We talk to your client directly
Respectfully, and only after you've made the introduction.
You stay informed
We keep you posted so the relationship with your client stays intact.
"We don't care about credit scores, past foreclosures, or past bankruptcies. We care about whether someone can put down a meaningful down payment and wants to own."
Don't lose the relationship. Send the file.
It costs you nothing to refer a client, and it keeps you as the person who found them a path when nobody else could.
Referral received. Thank you.
We will follow up with you directly before reaching out to your client. We appreciate you sending them our way.
We will only contact a referred client after you've made the introduction. This is not an offer of credit or a guarantee of approval.
When the file gets declined, the client doesn't have to walk.
Every broker has clients who don't fit a conventional box. Instead of losing them, send them to us. We may be able to put them in a home through owner financing.
The clients you couldn't place.
If a client's file didn't work for a conventional or investor-style loan product, that doesn't mean they can't own a home. It usually just means they need a different path.
Declined or denied files
Income, credit, or documentation didn't fit the box. We look at the full picture.
Self-employed & 1099
Real income that doesn't show up cleanly on a conventional calculation.
Recent credit events
A foreclosure, bankruptcy, or rough stretch a traditional lender won't look past yet.
A simple referral, handled with care.
You stay the trusted advisor. We handle the rest, and keep you in the loop.
You refer the client
A quick note with their basic situation is all we need.
We review their position
Down payment, income, and reserves, to see if it fits.
We talk to your client directly
Respectfully, only after you've made the introduction.
You stay informed
We keep you posted so the relationship stays intact.
"We don't care about credit scores, past foreclosures, or past bankruptcies. We care about whether someone can put down a meaningful down payment and wants to own."
Don't lose the relationship. Send the file.
It costs you nothing to refer a client, and keeps you as the person who found them a path.
Referral received. Thank you.
We will follow up with you directly before reaching out to your client.
We will only contact a referred client after you've made the introduction. This is not an offer of credit or a guarantee of approval.